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I enjoy writing about financial literacy, personal development, and clever ways to make life easier
Keynote Speaker, Positivity Engager, Life Traveller, Review Writer
A full time passion pursuer. Founder & Creative Director of www.cloth-inc.com
Born 11/14)1952 Coos Bay, Oregon raised in Houston, Texas Viet Nam vet USN 1970-74 expat living in Mindanao Philippines
Entrepreneurship and sales saved my life!~ I believe in good people, community and providing value. Following me for actionable business advice and execution.
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